What are the wider supervisory implications of the Wirecard case?
Étude
28-10-2020
Beginning with a discussion of the Wirecard case, this study highlights several lessons for the regulation and supervision of Fintech companies. Innovation in the financial industry brings both efficiency gains and new risks. To balance these two elements, regulators need a deep understanding of Fintech’s technologies and business models. Because Fintechs can be very complex companies, there is a need for an approach combining the oversight of both entities and activities. The global scope of Fintech’s activities also calls for convergence and coordination of rules and supervisory practices at the European level and beyond.
Étude
Auteur externe
Giorgio BARBA NAVARETTI, Giacomo CALZOLARI, Alberto Franco POZZOLO
À propos de ce document
Type de publication
Domaine politique
Mot-clé
- Allemagne
- commission PE
- consommation
- documentation
- DROIT
- droit pénal
- Europe
- FINANCES
- fraude
- garantie des investissements
- GÉOGRAPHIE
- géographie politique
- géographie économique
- institutions de l'Union européenne et fonction publique européenne
- investissement et financement
- libre circulation des capitaux
- PRODUCTION, TECHNOLOGIE ET RECHERCHE
- protection du consommateur
- rapport de recherche
- risque financier
- stabilité financière
- surveillance financière
- technologie et réglementation technique
- technologie financière
- UNION EUROPÉENNE
- virement
- ÉCHANGES ÉCONOMIQUES ET COMMERCIAUX
- économie monétaire
- ÉDUCATION ET COMMUNICATION