Medziodvetvová politika
FinTech Working Group
The main task of this WG is to better understand and monitor trends in the FinTech area, in order to foster positive developments, provide a sound regulatory environment, and be ready to respond in time if some trends and risks become unacceptable and threaten consumers, market integrity and financial stability. The financial sector is a crucial part of the economic infrastructure, but it is prone to causing crises due to its size, interconnections, banking business models and structural vulnerabilities. In this respect, global BigTech, some crypto assets, large neo-banks and Central Bank digital currency projects, in addition to providing technological and economic benefits may have serious implications on financial stability, as well as social and environmental implications. Members of the WG exchange views with experts from the European Commission, European Central Bank, the Bank of International Settlement, the Financial Stability Board, industry, academia, and other institutions.
- FinTech Working Group - composition (as at 27 February 2023) (PDF - 93 KB)
-
Meeting of 2 September 2020
- "Crypto-assets: Key developmets, regulatory concerns and responses" (Prof. Dr. Robby Houben/Alexander Snyers - University of Antwerp, Research Group Business and Law) (PDF - 187 KB)
- Presentation by Fernando Restoy, Chairman of the Financial Stability Institute (PDF - 575 KB)
- Presentation by Fiona van Echelpoel, Deputy Director General DG Market Infrastructure and Payments, European Central Bank (PDF - 290 KB)
-
Meeting of 27 October 2020
- Minutes of the meeting (PDF - 677 KB)
- Presentation by Benoît Cœuré, Bank for International Settlements (BIS) Head of the Innovation Hub - “Central bank digital currencies: foundational principles and core features” report (PDF - 1 MB)
- Presentation by Ulrich Bindseil, European Central Bank (ECB) Director General for Market Infrastructures and Payments - "ECB report on a digital euro" (PDF - 223 KB)
- Presentation by Henry Ohlsson, Swedish Central Bank (Sveriges Riksbank) Deputy Governor - "Riksbank’s e-krona project" (PDF - 1 MB)
-
Meeting of 1 December 2020
-
Meeting of 29 November 2022
- Minutes of the meeting (PDF - 139 KB)
- Presentation - "EBA perspectives: Next steps on crypto-assets and CBDCs" (PDF - 1 MB)
- Presentation - "Is there social added value in digital currencies?" (PDF - 1020 KB)
- Presentation - "Money at a crossroad: retail CBDCs vs. privately issued crypto-assets" (PDF - 1 MB)