Implementation of the Consumer Credit Directive
The study examines the state and the main difficulties of the implementation of Directive 2008/48/EC on credit agreements for consumers using the examples of fourteen Member States of the European Union. The analysis focuses on fully harmonised aspects of the Directive as well as on the provisions for which the Member States were given a wide margin of appreciation in achieving the objective of the Directive and options provided by the Directive. Furthermore, new regulations and regulations requiring interpretation are dealt with. Finally, the study analyses the regulation of credit agreements which fall outside the scope of the Directive.
Estudio
Resumen ejecutivo
Autor externo
Margaretha Lawrynowicz (in cooperation with Elwira Macierzyńska-Franaszczyk), Marc Barmscheid and Shaun Charlton
Acerca de este documento
Tipo de publicación
Palabra clave
- aplicación del Derecho de la UE
- ASUNTOS FINANCIEROS
- consumo
- crédito al consumo
- DERECHO
- Derecho de la Unión Europea
- Derecho nacional
- fuentes y ramas del Derecho
- información al consumidor
- instituciones financieras y de crédito
- INTERCAMBIOS ECONÓMICOS Y COMERCIALES
- libre circulación de capitales
- reembolso
- reglamentación financiera
- servicios financieros
- UNIÓN EUROPEA