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People in Europe are living and staying healthy for longer, and this is considered to be one of the great developments of the last hundred years. However, in combination with low birth rates and economic uncertainties, this phenomenon puts into question the future financial sustainability of pension systems and several welfare state parameters. Pension systems are a key element of social protection for older people. They are meant to provide older citizens beyond working age with an income in the ...

El envejecimiento de la población aumenta la presión sobre los sistemas de pensiones y las pensiones de régimen de capitalización-distribución probablemente no sean tan generosas en el futuro. Para aumentar las opciones de aquellos que están ahorrando para la jubilación y estimular la competencia en el mercado, la Comisión Europea propuso un nuevo marco de la Unión para un producto de pensiones individuales voluntarias (PEPP), que complementaría otras pensiones personales y los sistemas nacionales ...

An ageing population and the effects of the crisis have strained the sustainability of public pension schemes in the EU. To ensure an adequate income, many future retirees will rely on occupational pension schemes linked to employment relationships. Free movement of workers in the EU means that workers should preserve rights in occupational pensions when they move to another Member State. As well, EU-wide companies need efficient ways to provide pensions to workers in different Member States. The ...