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Directive 2009/138/EC – also known as Solvency II – sets out the prudential regulatory framework for the insurance sector in the EU. The framework aims to establish the single market for insurance services further, while strengthening policyholders' protection. On 22 September 2021, the European Commission tabled a proposal for a directive that would amend Solvency II in essentially three ways: i) lowering regulatory obligations on small and low-risk profile insurance companies, ii) taking into account ...

Cyberattack numbers have surged in recent years, leading to the formation of entities at all levels to prevent attacks or mitigate the harm they may cause. An efficient EU-level response requires coordination and the timely exchange of information. Several bodies and networks have been set up to this end; this paper explains their respective roles.

It took over 20 years of discussion in various forums for the European Public Prosecutor's Office (EPPO) to come to fruition. Established in 2017 through a regulation adopted via enhanced cooperation, it followed an unsuccessful attempt to reach unanimity in the Council on a 2013 Commission proposal. The outcome of the protracted negotiations is a complex body with strong collegial elements. The EPPO is composed of two levels: the central level and the decentralised one. The Central Office, located ...

The problem definition in the impact assessment (IA) appears to be well-supported by evidence. The IA provides a sufficient range and description of the policy options, albeit sometimes lacking in detail. The assessment of the options' impacts (economic, social, environmental, fundamental rights) is qualitative and quantitative. It appears to be based on sound research and analysis, with clear acknowledgement that the available data are limited. The IA provides a comprehensive summary of the preferred ...

This study was commissioned by the Committee on Civil Liberties, Justice and Home Affairs (LIBE) of the European Parliament to analyse SLAPP cases and threats which were initiated in 2022 and 2023. The study provides a detailed analysis of the topics of public interest associated with the identified legal actions or legal threats, the cross-border implications of the public interest matter under dispute and, to the extent possible, information about victims, the cause of action, and litigation tactics ...

L’Union dispose du plus grand marché unique au monde. S’il comptait 345 millions de personnes en 1993, il rassemble aujourd’hui 447 millions de consommateurs et 23 millions d’entreprises, et recouvre un nombre considérable de domaines d’action. Cette année, le marché unique fête son 30e anniversaire. Bien que le marché unique génère de nombreux emplois et des avantages économiques considérables, de nombreux obstacles subsistent. En mars 2020, la Commission a recensé les 13 principaux obstacles aux ...

More than 3 years after the entry into application of the Geo-blocking Regulation (GBR) and more than 2 years after the publication of the Commission report on the first short-term review of the GBR, the European Parliament's Committee on the Internal Market and Consumer Protection (IMCO) decided to draft a report to establish the extent to which implementation of the GBR had contributed to the integration of the internal market and thereby to better deals for consumers and more opportunities for ...

This study was drawn up to support the work of the European Parliament's Special Committee on the COVID 19 pandemic. It examines the European Union's public health response to the COVID 19 pandemic across the following five pillars: (1) the EU vaccines strategy and national vaccination strategies; (2) independent scientific evidence on vaccine effectiveness; (3) the EU public health response to COVID 19, addressing the EU framework for crisis response; (4) the EU's prevention and preparedness efforts ...

The pandemic led to unprecedented circumstances in the workplace, with millions of people having to work from their homes. With teleworking gradually becoming the new normal, the question is whether employees and employers are aware of and able to deal with potential tax consequences that can arise when employees occasionally work remotely from a country other than that in which their employer is based.

The present impact assessment (IA) accompanies the proposal amending the 2011 Consumer Rights Directive and repealing the 2002 Distance Marketing of Consumer Financial Services Directive. It is informed by the findings of the Commission's ex-post evaluation of the directive and the evaluation support study, which preceded the IA, in line with the Better Regulation Guidelines' 'evaluate first' principle. The IA's strong points include a well-substantiated problem definition and an evidence base that ...