Fittex

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People in Europe are living and staying healthy for longer, and this is considered to be one of the great developments of the last hundred years. However, in combination with low birth rates and economic uncertainties, this phenomenon puts into question the future financial sustainability of pension systems and several welfare state parameters. Pension systems are a key element of social protection for older people. They are meant to provide older citizens beyond working age with an income in the ...

Pan-European personal pension product (PEPP)

Mad-Daqqa t’Għajn 02-04-2019

An aging population increases pressure on pension systems, and traditional pay-as-you-go pensions are likely to be less generous in the future. To increase the options for those saving for retirement, and stimulate competition on the market, the European Commission proposed a new EU framework for a voluntary personal pension product (PEPP), which would be complementary to other personal pensions and national regimes. Trilogue negotiations concluded with a compromise approved by the ECON committee ...

An ageing population and the effects of the crisis have strained the sustainability of public pension schemes in the EU. To ensure an adequate income, many future retirees will rely on occupational pension schemes linked to employment relationships. Free movement of workers in the EU means that workers should preserve rights in occupational pensions when they move to another Member State. As well, EU-wide companies need efficient ways to provide pensions to workers in different Member States. The ...