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This first ECON scrutiny session continues the ECON’s discussions on CRD/CRR during the previous legislature and covers in particular the delegated act on market risk (C(2019) 9068). In addition, two forthcoming regulatory technical standards (RTS) are discussed, namely the RTS on mapping of derivative transactions on which the EBA has finalised its draft (EBA-RTS-2019-02), and the RTS on criteria to define managerial responsibility and control functions on which the EBA has started a consultation ...

This note is mainly based on documents published by the Basel Committee on Banking Supervision (BCBS) on 7 December 2017 under the header Finalising Basel III post-crisis reforms, namely the High-level summary of Basel III reforms and the full text of the reforms. EGOV has previously published a briefing specifically on the role of the BCBS.

This note presents the summaries of two papers requested in June 2017 by the ECON Committee to external authors on “Feasibility check: transition to a new regime for banks’ sovereign exposure”. It also presents some relevant EU institutions’ position on the subject.

One of the proposals from the 2016 banking reform package, dealing with the ranking of unsecured debt instruments in insolvency hierarchy, is due to be voted during the November II plenary.

The legislative proposal regarding transitional arrangements for mitigating the impact of international financial reporting standard (IFRS) 9 on financial institutions' regulatory capital is scheduled to be voted in the November II plenary session. These arrangements should enter into force before the start of the mandatory application of IFRS 9, on 1 January 2018. Therefore, the European Parliament and the Council had agreed to adopt them using a rapid procedure.

O Sistema Europeu de Supervisão Financeira (SESF) é um sistema multiestratificado de autoridades micro e macroprudenciais, que inclui o Comité Europeu do Risco Sistémico, as três Autoridades Europeias de Supervisão e os supervisores nacionais. O SESF visa assegurar uma supervisão financeira consistente e coerente na UE. Este sistema de supervisão está atualmente a sofrer alterações, na sequência da introdução da União Bancária e da retirada do Reino Unido da UE.

A regulação e a supervisão dos serviços financeiros na UE foi alvo de grande atenção durante a crise financeira mundial. No período pós-crise, a UE procedeu a uma importante revisão da sua política em matéria de serviços financeiros, a fim de trazer de volta a estabilidade e restabelecer a confiança no sistema financeiro. Mais de 40 novas medidas foram propostas nos últimos anos, impulsionadas por iniciativas como a União Bancária e a União dos Mercados de Capitais. A reforma do setor financeiro ...

This note provides a summary of 4 expert papers assessing the role of precautionary recapitalisation in the Banking Union.

This briefing drafted under supervision of the Economic Governance Support Unit reviews the options for a separation of non-performing and other problematic assets from the main business of a bank. This separation is essential for bank rehabilitation, though secondary loan markets are illiquid, and plagued by problems in valuation and information sharing. Independent asset management companies are therefore needed, in particular as a tool in resolution. The legal framework for such institutions should ...

This paper drafted under supervision of the Economic Governance Support Unit considers a number of issues related to the restructuring of troubled banks in the EU. First, we provide an overview of how legacy assets have been dealt in a number of countries (drawing in particular upon the experience in Japan, the USA, Sweden and Spain), which support the case for a centralized solution in the presence of a generalized banking crisis. Second, we shed light on the need to differentiate between systemic ...