Competition issues in the area of Financial Technology (FinTech)
The increasing number of FinTech services provided by newcomer start-ups, traditional financial institutions and big tech companies can bring new competition challenges to the playing field. Some factors can result in anticompetitive behaviours, namely the network effects derived from the use of online platforms, the access to customer data, standardisation, interoperability and the use of algorithms. Combined with a service-by-service analysis, the study provides both, descriptive analysis and normative tools to anticipate and manage anticompetitive behaviours as they occur. This document was provided by Policy Department A at the request of the ECON Committee.
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Alberto FRAILE CARMONA, Iclaves S.L.; Agustín GONZÁLEZ-QUEL LOMBARDO, Iclaves S.L.; Rafael RIVERA PASTOR, Iclaves S.L.; Carlota TARÍN QUIRÓS, Iclaves S.L.; Juan Pablo VILLAR GARCÍA, Iclaves S.L.; David RAMOS MUÑOZ, Universidad Carlos III; Luis CASTEJÓN MARTÍN, Universidad Politécnica de Madrid
Despre acest document
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Cuvânt-cheie
- AFACERI ŞI CONCURENŢĂ
- ANGAJARE ÎN MUNCĂ ŞI CONDIŢII DE MUNCĂ
- capital de risc
- categorii de societăţi comerciale
- cercetare şi proprietate intelectuală
- FINANŢE
- inovație
- instituţii financiare şi de credit
- instituții financiare
- libera circulaţie a capitalului
- libertatea de a oferi servicii
- locuri de muncă
- politică financiară
- PRODUCŢIE, TEHNOLOGIE ŞI CERCETARE
- servicii financiare
- supraveghere financiară
- întreprindere nouă