Abundant Liquidity and Bank Lending Activity: an Assessment of the Risks
This paper assesses the risks facing the euro area banking system, as it returns to normal financial conditions without ECB support. In the first part we argue that risks to bank lending mainly stem from the transmission of external monetary policy effects that may not be aligned with ECB policies. The second part of the paper therefore offers some ideas on the need to moderate spillover effects from outside monetary policies or events. We also review how far new prudential policies, regulatory measures and/or policies can be used to mitigate those unfavourable risks. This document was provided by Policy Department A at the request of the Economic and Monetary Affairs.
Poglobljena analiza
Zunanji avtor
Andrew HUGHES HALLETT
O dokumentu
Vrsta publikacije
Politično področje
Ključna beseda
- bančna unija EU
- centralna banka
- civilno pravo
- denarni odnosi
- denarno poslovanje
- euroobmočje
- EVROPSKA UNIJA
- FINANCE
- finančna institucija
- finančna zakonodaja
- finančno tveganje
- kreditne in finančne institucije
- monetarna politika
- nadzor likvidnosti
- obvladovanje tveganja
- plačilna sposobnost
- POSLOVANJE IN KONKURENCA
- poslovodenje
- PRAVO
- pravo Evropske unije
- priprava zakonodaje EU
- PROIZVODNJA, TEHNOLOGIJA IN RAZISKOVANJE
- prost pretok kapitala
- tehnični standard
- tehnologija in tehnični predpisi